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Renters Insurance

So maybe you're the kind of person that believes investing in a house is a bad idea. Or perhaps you prefer to move around from place to place. Whatever the case, I think we can all agree on one thing: protecting the property you bring along is important. With renter's insurance, you can protect your personal belongings, and then some.

Most renter's insurance policies also include:

Personal Liability: Let's assume someone were to get hurt while visiting your home. The injured party may be able to hold you liable for their injuries. Personal liability coverage will cover medical expenses for any parties injured while on your premises.

Loss of Use/Additional Living Expense: Let's assume your home sustains considerable damage. If you are required to stay elsewhere while your home is being repaired, most additional living expenses are covered. These expenses may include the cost of eating out, hotel stays, and any other expenses required for you to carry on while your home is being repaired.

*It is important to note that nearly all renter's policies do not provide coverage for flood and earthquake-related damage. Coverage for both flood and earthquake must be purchased separately.

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